Monday, April 21, 2014

Our Achiever Air Veterans

AirforceAssociation India 8:24pm Apr 19

 Periodically, we have been reading about the achievements of our colleagues who, after retirement, have found suitable jobs in the Public sectors or have got into very prestigious jobs with the Government in the Centre or in different States.
The Indian Air Force does not, really, train us for the world of Business. But there have to be success stories among the Air Veterans who have set up their own enterprises or business establishments and have succeeded in their ventures. Some of you may have even employed large/small number of ex-servicemen in your establishments.
Your Success stories are essentially the success of the life that you have lived while in the uniform. Your Association would like to share your stories with the world. Please do write about your achievements and tell us how the life in the IAF has helped you to attain these heights.
Please send such write ups to <>. Please note that your write-ups about your selves are important to us. We would try and add your stories in our forthcoming edition of the 'Eagle's Eye' alternatively these stories will be posted on the FB. Messages uploaded by the AFA do reach over 40-50 thousand readers.
The world is waiting to know about you !!!


                                                          {{ This is a true episode }}

The helicopter appeared over the late morning horizon. We were to receive Mr Lachhman Singh Rathore who was visiting our Flight Unit to perform the last rites of his son, Fg Offr Vikram Singh.

Only the day before, I had sent the telegram, “Deeply regret to inform that your son Fg Offr Vikram Singh lost his life in a flying accident early this morning. Death was instantaneous.” It was the first time for me- to meet and manage the bereaved next of kin, in this case the Father of the brave officer.

While most of the desolate family members insist on seeing the body, many a time there isn’t a body to show !! Flying Officer Vikram Singh’s remains were only a few kilos – scrapped from what was left in the cockpit. We had to weigh the wooden coffin with wood and earth.

The pilot brought the helicopter to a perfect touchdown. Soon Mr Lachhman Singh Rathor was helped down the ladder. A small and frail man he was, maybe of 80 years, clad in an immaculate dhoti. As I approached him, he asked in a quiet and dignified whisper, “Are you Venki, the Flight Commander?” “Yes Sir.” “Vikram had spoken to me about you. I’d like to speak to you alone for a minute.”

We walked to the edge of the concrete apron. ‘I have lost a son, and you have lost a friend. I’m sure that you have taken great care in arranging the funeral. Please tell me when and where you want my presence and what you want me to do. I’ll be there for everything. Later, I would like to meet Vikram’s friends, see his room and, if it is permitted, visit his work place. I then would like to return home tomorrow morning.”

A commander couldn’t have given me clearer instructions.

The funeral, with full military honours, was concluded by late afternoon. After the final echoes of the ‘Last Post’ faded away, Lachhman Singh spent the evening talking to the Squadron Pilots. Vikram’s roommate took him to see Vikram’s room. Lachhman Singh desired to spend the night in his son’s room instead of the guest house we had reserved for him. Early next morning after a tour of the squadron area, my boss took him to his office.

A while later, the staff car took Lachhman Singh to the civil airfield two hours away.

As the car disappeared round the corner, I remarked to my Boss, “A brave man he is. Spoke to me like a General when he told me exactly what he expected from us during his stay here. I have never seen a more composed man on such an occasion. I admire him.”

“Yes, Mr Lachhman Singh Rathore is a warrior in his own way. He sired three sons and has laid to rest all three of them.

His first son Captain Ghanshyam Singh of the Gurkha Rifles was killed in Ladakh in 1962 War. His second son, Major Bir Singh, died along the Ichogil Canal in 1965 in an ambush. His youngest, Vikram Singh, who had the courage to join the Air Force, is also gone now. This simple farmer has contributed more to our country’s defence than All of us combined.”

Yes, he is indeed a brave Indian ; in fact HE is MORE INDIAN than anyone else - His sacrifice can never ever be repaid by the Country !! He is almost a Martyr himself !!

But our Great Nation does Not know this simple Giant -- India only knows that Super Rich Cricketers need to be conferred BHARAT RATNA while a bunch of actors and actresses need to be conferred PADMA VIBHUSHANs and PADMASHREEs !!

Yes, they are so called 'Achievers' . Achieved Fame & Fortunes mostly for themselves and a wee bit for the country.( Ever wondered as to HOW on earth do actresses bring glory to the Nation ?? )

But what about the ' Losers ' ?? Those who have SIMPLY LOST their EVERYTHING to the Nation. Like this Father of Three Brave Soldiers.
(Emailed by - Ex Sgt A Padmabhaiah)

AirforceAssociation India posted in Air Force Association India Support Group

AirforceAssociation India
AirforceAssociation India 8:53pm Apr 20
Why Must You Remain In Touch ?
People retire young from the Armed Forces and immediately after retirement the race begins to do better than before and earn bigger money. A Veteran is really happy, that his dues from the Services have been credited into his Bank Account; regular pension has started and as some may feel-What? No more wearing of the uniform?

 Alas! Life is not so simple.

 It's only much later people realise that how they have lost out on so many things just because they thought they had burnt their bridges with their Service.

 Take the case of an old veteran whose wife,age 70 years, learnt about the AFA from her friends on the Facebook. The Veteran himself is bed ridden and the wife on contacting the AFA realised that the pension received by her veteran husband is almost a third of his present entitlement. She obviously had no clue that they should have been receiving revised PPOs and that they must get a pension slip from their Bank. They had not been paid any arrears for the revision in their pensions. She did not understand the complications she will have to face just because they do not have a joint bank account. All these years, when they thought they had had enough of their Service, they denied themselves and their children all the benefits which various agencies provide to a veteran. They also missed out on the news from their Brothers In Uniform. Loneliness in older age is killing and it dawns very late on people that they had themselves chosen to cut this very important umbilical chord.

 For Some of the veterans who are exceptionally lucky this may still be unsolicited advice, but it is our considered opinion that keeping in touch is in every veteran's self interest.

 Please ask your friends to get in touch, become members of the AFA and Yes!

Definitely guide your spouses about what to do in cases of your own becoming disabled or otherwise.

 Air Force Association India will always be available to help you out whether you become a member or not.

 Please write to us at our email address: -<>.

 Please do share this post on your Timeline, so that this message reaches the maximum number of readers.


Friday, April 18, 2014

My dog is like the Indian POLITICIAN** *

   My dog is like the Indian POLITICIAN

Nani Palkhiwala's "prediction"... how true?..........

*How true it is !!!!!! Nani Palkhiwala eminent Lawyer wrote on 16   January 1984. *


"The picture that emerges is that of a great country in a state of moral decay. The immediate future seems to belong to the doomsayers rather than to cheer mongers. We suffer from a fatty degeneration of conscience, and
the malady seems to be not only persistent but prone to aggravation. The life style of too many politicians and businessmen bears eloquent testimony to the truth of dictum that the single minded pursuit of money impoverishes the mind, shrivels the imagination and desiccates the heart.

The tricolour fluttering all over the country is black, red and scarlet - black money, red tape and scarlet corruption."

My dog sleeps about 20 hours a day.** **
He has his food prepared for him.
He can eat whenever he wants, 24/7/365.
His meals are provided at no cost to him.

By the way he does not need to pay for medical insurance He visits the doctor once a year for his checkup, and again during the year if any medical needs arise.

For this he pays nothing, and nothing is required of him.

He lives in a nice neighborhood in a house that is much larger than heneeds, but he is not required to do any upkeep. If he makes a mess, someone else cleans it up.

He has his choice of luxurious places to sleep.

He receives these accommodations absolutely free.** **

He is living like a King, and has absolutely no expenses whatsoever.

All of his costs are picked up by others who go out and earn a living every day. I was just thinking about all this, and suddenly it hit me like a brick in the head....... **

My dog is like the Indian POLITICIAN** *
(Source-BCV Blog)

Thursday, April 10, 2014



Grant of Dearness Relief to Central Government pensioners/family pensioners – Revised rate from 90% to 100% effective from 1.1.2014. DoP&PW Order:-

Government of India
Ministry of Personnel, Public Grievances & Pensions
Department of Pension & Pensioner’s Welfare
3rd Floor, Lok Nayak Bhavan,
Khan Market, New Delhi – 110003
Date: 09th April, 2014
Subject: Grant of Dearness Relief to Central Government pensioners/family pensioners – Revised rate effective from 1.1.2014.
The undersigned is directed to refer to this Department’s OM No. 42/13/2012-P&PW(G) dated 3rd Oct, 2013 on the subject mentioned above and to state that the President is pleased to decide that the Dearness Relief (DR) payable to Central Government pensioners/family pensioners shall be enhanced from the existing rate of 90 % to 100% w.e.f. 1st Jan, 2014.
2. These orders apply to (i) All Civilian Central Government Pensioners/Family Pensioners (ii) The Armed Forces Pensioners, Civilian Pensioners paid out of the Defence Service Estimates, (iii) All India Service Pensioners (iv) Railway Pensioners and (v) The Burma Civilian pensioners/family pensioners and pensioners/families of displaced Government pensioners from Pakistan, who are Indian Nationals but receiving pension on behalf of Government of Pakistan and are in receipt of ad-hoc ex-gratia allowance of Rs.3500/- p.m. in terms of this Department’s OM No. 23/1/97-P&PW(B) dated 23.2.1998 read with this Department’s OM No. 23/3/2008-P&PW(B) dated 15.9.2008.
3. Central Government Employees who had drawn lumpsum amount on absorption in a PSU/ Autonomous body and have become eligible to restoration of 1/3rd commuted portion of pension as well as revision of the restored amount in terms of this Department’s OM No. 4/59/97-P&PW (D) dated 14.07.1998 will also be entitled to the payment of DR @ 100% w.e.f. 1.1.2014 on full pension i.e. the revised pension which the absorbed employee would have received on the date of restoration had he not drawn lump sum payment on absorption and Dearness Pension subject to fulfillment of the conditions laid down in para 5 of the a.M. dated 14.07.98. In this connection, instructions contained in this Department’s OM NoA/29/99-P&PW (D) dated. 12.7.2000 refer.
4. Payment of DR involving a fraction of a rupee shall be rounded off to the next higher rupee.
5. Other provisions governing grant of DR in respect of employed family pensioners and re-employed Central Government Pensioners will be regulated in accordance with the provisions contained in this Department’s OM No. 45/73/97-P&PW(G) dated 2.7.1999 as amended vide this Department’s OM No. F. No. 38/88/2008-P&PW(G) dated 9th July, 2009. The provisions relating to regulation of DR where a pensioner is in receipt of more than one pension, will remain unchanged.
6. In the case of retired Judges of the Supreme Court and High Courts, necessary orders will be issued by the Department of Justice separately.
7. It will be the responsibility of the pension disbursing authorities, including the nationalized banks, etc. to calculate the quantum of DR payable in each individual case.
8. The offices of Accountant General and Authorised Public Sector Banks are requested to arrange payment of relief to pensioners etc. on the basis of these instructions without waiting for any further instructions from the Comptroller and Auditor General of India and the Reserve Bank of India in view of letter No. 528-TA, II/34-80-II dated 23/04/1981 of the Comptroller and Auditor General of India addressed to all Accountant Generals and Reserve Bank of India Circular No. GANB No. 2958/GA-64 (ii) (CGL)/81 dated the 21st May, 1981 addressed to State Bank of India and its subsidiaries and all Nationalised Banks.
9. In their application to the pensioners/family pensioners belonging to Indian Audit and Accounts Department, these orders issue after consultation with the C&AG.
10. This issues with the concurrence of Ministry of Finance, Department of Expenditure conveyed vide their OM No.1( 4)/EV/2004 dated 07th, April, 2014.

11. Hindi version will follow.

( Charanjit Taneja)
Under Secretary to the Government of India


Wednesday, April 9, 2014

Documents to be verified before buying any property



Before buying any property or land in India, following legal documents or legalities should be checked.
1.Title deed / certificate of title of the land

When you are planning to buy any property, first and foremost thing is to check down the title deed of that property. The property title deed is the legal document which proves the ownership of property. The title deed presents certain rights and freedom to the person who holds it and such deeds are required where person wants to transfer his ownership.It includes description of property along with the person’s name that holds it and multiple persons can be listed as owner as well. An official seal is used to point out that the deed is recorded officially and normally it is signed by an owner(s) and a witness who may be a regional officer or a clerk.
So as a buyer you have to ask for original deed not a Xerox because sometimes the seller might have taken a loan and given in the original deed.
You should make sure through the title deed that the property is in the name of solely a seller and no one else is and he has all rights to sell it. The best practice is to get reviewed the property deed by an expert lawyer just to make sure that there are no loop holes.
As a good buyer you may also ask for a previous deed and get reviewed by a lawyer.
2. Encumbrance certificate
The encumbrance means any liabilities or charges created on any property in terms of any security of any debit by property owner which is not discharged as on date. It might be held as security against bank loan against property. Encumbrance certificate is necessary to check the title clearance of property when buying any property. This legal document is issued by registering authority. Government authorities and financial institutes like bank is requested encumbrance certificate for the period of 13 years but you can ask for up to 30 years as well to be checked. Then after if you still have any doubts, you can get possession certificate of ownership for a particular land from village office.
3. Torrence Plan
Torence plan is detailed plan of the property which is done by a licensed surveyor. All the measurements details in it are accurate in terms of length, width, borders etc. this plan is necessary for some specific areas only.
4. Pledged land
Many property owners take bank loan by pledging their property. So check they have paid the entire amount due when you are going to buy that property. If they have paid entire amount due then bank has issued them a “Release certificate”. Ask for the same as this release certificate is necessary whenever you want to take any loan in future.
5. Property Tax receipts
Property taxes are first charge on property that is paid to government or municipality. So you have to make enquiry in government and municipal offices to ensure whether all tax has been paid as on date. You can ask for latest tax receipt from owner. In this way you can check whether any notices or requisitions are issued on property or any tax due on the property. While you are checking property tax receipt, there are two columns in it. One is for owner’s name so verify it and other is for tax payer. In some cases, the tax receipt is not with owner. In such cases, you should contact village office with the survey number of land and confirm the original owner.
6. Measurement of Property 
It is prudential to measure the land before registering any property. In this way you can ensure the measurements and borders of land are perfect and accurate. You should get done it with authorized surveyor as you will avoid many problems coming in future. For the sake of your knowledge you should take surveys sketch from survey department and do ensure the accuracy.
7. Owner or Owners
In some cases, it’s possible that there will be more than one owner of property. In that case get No Objection Certificate or Release certificate from other owners.
8. NRI owner
An NRI can also sell his property in India. For this he gives Power of Attorney to third person whom he give rights for selling the property on behalf of him. The most important thing is to ensure the Power of Attorney is witnessed and is duly signed by an officer of the Indian Embassy. The Power of Attorney signed by a notary public has no legal support I such a case.
9. Deed/ Sale Agreement
After sorting out all the things whether financial or any other between buyer and seller, it’s now turn for advance payment and agreement between them. The agreement is done on 5o Rs stamp paper. It includes the final actual amount, advance payment, time limit to pay due amount and how to pay in installments, time indication when the actual sale should take place. It also includes what to do to cover loss if one of buyer or seller makes default. This ensures that the seller does not defer cost in any case after finalization and he doesn’t sell to another party meanwhile. This agreement can be done by an expert lawyer and signed by both the parties with two witnesses. After doing this agreement, if one from both parties makes any default then another one should take legal action against him.
10. Property Registration
All property sales will be held illegal unless the transaction is by means of a sale deed duly stamped and registered. After collecting and checking all the documents, you have to register land/ property at the Sub-Registrar or the SDM (Sub District Magistrates) of your area.
Mail: for clarification and advice.
(Source-Lawyers club)